The Super Bowl is one of the most watched events of the year in the United States, with the 2025 game averaging a record 127.7 million viewers. That makes it not just a football game but a national celebration that brings together people across the country for parties, snacks, and good times.
If you are hosting this weekend, you are probably thinking about snacks, seating, and whether your TV is big enough. What most hosts do not think about are the small, everyday risks that come with having a house full of people. The good news is that a few simple steps can help keep your party focused on fun instead of an unexpected accident.
Here are some common situations that tend to happen at large gatherings and how you can plan ahead.
Spills, slips, and crowded spaces
Super Bowl parties often have people moving between rooms carrying plates and drinks. All that traffic makes it easy for someone to slip on a spilled snack or trip over clutter. It is also one of the biggest beer-consuming days of the year. Estimates suggest Americans consume more than 325 million gallons of beer on Super Bowl Sunday. That means drinks are constantly in motion and guests may be less aware of their surroundings as the night goes on.
Before guests arrive, take a quick walk through your home. Clear walkways, secure loose rugs, and keep paper towels or cleaning supplies nearby so you can handle spills quickly.
Hot food and busy kitchens
From dips to wings to slow cookers on the counter, hot food is part of the game day experience. Make sure hot dishes are placed safely out of crowded areas and keep appliance cords tucked away to avoid burns and tripping hazards.
Pets and social settings
Even friendly pets can get overwhelmed with noise and unfamiliar faces. Consider providing a quiet space for your furry friend away from the crowd so everyone, including your pet, can stay comfortable.
Driveway and entryway safety
In many parts of the country, February means ice, snow, and wet floors. Extra mats at doorways and some salt or sand on walkways help reduce the risk of slips as people come and go.
Safe journeys home after the game
Super Bowl weekend is also known for increased risk on the roads once the game ends. According to AAA, 45 percent of all fatal crashes on Super Bowl Sunday in 2022 involved alcohol, highlighting how common impaired driving can be after parties and gatherings.
AAA encourages fans and hosts to make safe transportation part of their game plan, whether that means arranging a designated driver, coordinating rideshares, or making sure guests have a clear plan to get home safely. This is especially important considering that data from the National Highway Traffic Safety Administration (NHTSA) shows alcohol-impaired driving accounts for a significant percentage of traffic fatalities overall.
For hosts, thinking about how guests will get home safely is one of the most thoughtful moves of the evening. A safe trip home is always a win.
Know what your homeowners or renters policy covers
Most people do not realize that when you host a party, you are also taking on a bit of responsibility for what happens in your home. If a guest does happen to slip on a wet floor, trips on a rug, or is accidentally burned by hot food, you could be held liable for their injuries.
That is where the personal liability portion of your homeowners or renters insurance comes into play. This coverage is designed to help protect you if someone is injured at your home and you are found legally responsible. It can help cover medical expenses and legal costs that may arise from an accident.
Hosting friends and family should feel fun, not stressful. Taking a moment to understand your liability coverage and making sure your limits are appropriate for your situation can give you extra peace of mind before the first guest arrives.
The easiest win of the night: a little preparation
Hosting should be enjoyable for both you and your guests. Taking a few minutes before kickoff to think through these common risks helps set the stage for a smooth, fun, and memorable party.
Before kickoff, make sure your coverage is game day ready. Contact our team for a quick review and host with confidence.
Enjoy the game and have a safe Super Bowl Sunday!
This article is for informational purposes only. Coverage varies by state, carrier, and individual policy. Consult a licensed insurance professional for questions about your specific situation.
MyLifeProtected is an agency service of MassDrive Insurance Group, LLC, the licensed agent for all products.